Christmas is coming 🎁 How to Save $400 by Christmas

Christmas already?! We know. We haven’t even picked our pumpkins yet… September is busy enough without adding Christmas to the list. School expenses are showing up, fall activities are getting underway, and December still feels comfortably far away.

That distance is exactly what makes this a good time to start. A small, automatic transfer into a savings account can turn holiday spending into a series of manageable deposits instead of one very large December surprise.

16 Weeks Until Christmas

Start with a $25 deposit on Wednesday, September 9, 2026, and continue the weekly deposits through Wednesday, December 23, 2026.

At $25 each, the total is $400.

How to Set Up Automatic Transfers

Here are the exact steps you can take to get this set up:

1. Log into the Fortifi App and tap Menu, then Move Money.
2. Choose New Transaction.
3. Select the account the money will come from and the savings account where it will go.
4. Enter $25 and choose Weekly.
5. Set the end date to December 25.
6. Add the note Christmas Savings, then review and confirm the transaction.

Christmas does not need a dramatic rescue plan. A few minutes in September, a realistic weekly amount, and a clear finish line can give future-you a much calmer December.