About Fortifi Bank

How Are Community Banks Different?

• Local Needs First

  • Community banks focus attention on the needs of local families, businesses, and farmers.

  • Conversely, many of the nation’s megabanks are structured to place a priority on serving large corporations.

• Growing Your Communities

  • Unlike many larger banks that make deposits in one state and lend in others, community banks channel most of our loans to the neighborhoods where our depositors live and work.

• Local Decisions

  • Community banks offer nimble decision-making on business loans, because decisions are made locally.

  • Megabanks must often convene loan approval committees in another city or state.

• Giving Back

  • Community bank employees are typically involved in local community affairs.

  • Large banks are likely to be detached physically and emotionally from the communities where their branches are located.

• Local Citizens on Board

  • Community banks’ Boards of Directors are comprised of local citizens who want to advance the interests of the towns and cities where they live and the bank does business.

• Understand Your Needs

  • Because community banks are themselves small businesses, we understand the needs of small business owners. Our core concern is lending to small businesses.

  • Studies show that community banks are the primary advisers of small businesses. The core concern of the megabank is serving corporate America.