Personal Checking

Get an account suited to you.

Checking solutions that fit your lifestyle.

Whether you are just beginning to manage your finances, balancing a busy life, or making future plans, we have a checking solution for you. We make it easy so you can keep the focus on what’s important to you—your life! Don't underestimate the power of having the right checking account. If you can't decide, let us help you choose by understanding your lifestyle and goals.

Simple Checking

Life is complicated enough. Choose this hassle-free account to make your banking free and easy. Sign up and start swiping!

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  • $50 Minimum Opening Deposit
  • No Balance Requirements
  • No Service Charge

Elite Checking

If you need simplicity in your transactions but robust earning potential on balances — choose this account for the full package.

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  • $250 Minimum Opening Deposit
  • Minimum Balance Requirements
  • Earn Interest
  • ATM Fee Refunds

Not sure which account is right for you?

Our Client Care Specialists are here to help.

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Let’s take a closer look at your options.


Simple Checking
Advanced Checking
Elite Checking
Minimum Opening Deposit
$50.00 $100.00 $250.00
Average Monthly Balance
$0.00 $500.00 $2,500.00
Paper Statements
$3.00 $3.00 $3.00
Interest Earning
None Variable Tiered
ATM Fees
Not Covered Not Covered Up to $10.00
Online & Mobile Banking
Included Included Included
Debit Card
Included Included Included
Personal Checks
Available for a fee Available for a fee Included
Monthly Maintenance Fee

if requirements are not met

$0.00 $5.00 $15.00
No requirements Direct Deposit

Maintain minimum average monthly balance of $500

Direct Deposit

Maintain minimum average monthly balance of $2,500 OR Maintain minimum daily balance of $1,000

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Personal Checking Features

All Fortifi Bank personal checking accounts come with FREE:

Credit & Debit Cards

Enjoy increased purchasing power with a Fortifi Bank card in your pocket. Plus, enjoy the accompanying advantages that come with having one of our cards.

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Online & Mobile Banking

With free online banking and mobile banking, not only can you manage a number of banking functions, you can do it at anytime, anywhere. Literally check balances, make transfers – even pay bills.

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Not Sure Which Account is Right For You?

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