Construction Loans

Build your dream home with a lender you trust.

Build your future, one step at a time

Fortifi construction loans give you the funds to build your home while managing payments during the construction phase. Once your home is complete, your loan can convert into a traditional mortgage—without the need to reapply (if structured accordingly). Let our team help you navigate the process from blueprint to move-in.

Construction Loans-at-a-Glance

Flexible During Construction
- Designed to ease your cash flow while you build. We’ll help you explore financing options that fit your timeline and budget.
Seamless Conversion
- Your loan easily transitions into long-term, permanent financing once your home is complete—no need to reapply.
Fast, Local Draw Process
- Benefit from fast inspections and locally processed draws that keep your build on schedule.
Expert Guidance & Partnership
- A Fortifi Bank expert works directly with you and your builder, offering personalized support at every phase of the project.

Helpful Add-Ons

Pair with a Lot & Land Loan if you haven’t purchased property yet
Take advantage of local expertise and flexible terms customized to your budget

Subject to credit approval, appraisal, and contractor qualifications. Loan must convert to permanent financing upon completion if not structured as a one-time close. Construction draws require inspection approval. Member FDIC.

Ready to Get Started?

Apply Now!