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Qualifications & Disclosures

*APY=Annual Percentage Yield. $50 minimum deposit to open. Monthly Qualifications: 18 debit card purchases / Direct deposit or Auto ACH payment / Enrollment in eStatements. Choose between earning interest or 5.00% cash back on up to $200 in debit card purchases if qualifications are met. If qualifications are met; the interest rate is 4.20% with a 4.28% APY on balances up to $15,000; balances $15,000.01 and over will earn an interest rate of .15% with an APY range of 1.39% – 4.28% APY depending on the account balance, and ATM refunds up to $10.00 per qualification cycle. Limit one Checking+ account per primary Tax Identification Number (TIN). Rates may change after opening. Rates effective as of 2/3/2025. Member FDIC.

**Limit one new account per household. Offer applies to Checking Plus Cash, Checking Plus Interest, and Loyalty Plus Checking. To qualify, account holder must not have had an open Fortifi Bank checking account within the past 120 days. $150 bonus will be deposited within 10 days after the end of the second full statement cycle if all qualifications are met during at least one full monthly statement cycle. The Round Up Savings (RUS) bonus match is equal to the standard RUS amount on qualifying transactions and will be credited to the designated account in addition to the regular RUS transfer during the first 90 days and will post to the account within 10 days of each statement cycle up to a maximum cumulative amount of $100.00. Enrollment in Round Up Savings is required to receive the Round Up Savings bonus. Offer effective 5/27/2025 – 6/30/2025.