Earn $150* this summer
Switch to Fortifi to earn 5% cash back or 4.07% APY**, and we’ll pay you a $150* bonus.
How it works
Three steps to your $150*
Start online
Complete the secure form with your basic details. A Fortifi banker will follow up and help you finish opening at a branch.
Enjoy Checking+
Rewards your wayChoose 5% cash back or 4.07% APY**.
More money stays yours$0 monthly maintenance fee and no minimum balance.
Local help, plus refundsA real Wisconsin banker and qualifying ATM fee refunds.**
$150
Lands in your account within 10 days after your second statement cycle. Yours to keep.
*Limit one new account per household. Offer applies to Simple Checking, Checking Plus Cash, Checking Plus Interest, and Loyalty Plus Checking. To qualify, the account holder must not have had an open Fortifi Bank personal checking account within the past 120 days. A $150 bonus will be deposited into the new checking account within 10 days after the end of the second full statement cycle if at least one qualifying direct deposit (of $500 or more) or any auto-pay withdrawal has posted to the new checking account during either of the first two full monthly statement cycles after account opening. Offer effective 7/27/2026 – 9/4/2026. Member FDIC.
More than a one-time bonus
Meet Checking+
Checking+ is a modern everyday checking account, plus:
Rewards
Choose 5% cash back or 4.07% APY**.
$610.50/yr
Estimated annual interest on $15,000 at 4.07% APY**. Or choose up to $120 in cash back each year.
If qualifications are met.
Freedom
No minimum balance and no monthly fee.
$188/yr
The average interest checking account charges about $15.65 a month in maintenance fees. Checking+ charges $0, with no minimum balance.
Source: Bankrate 2025 checking survey (avg interest checking maintenance fee $15.65/mo; $15.65 × 12 = $188/yr). bankrate.com
ATM refunds
Out-of-network ATM fees refunded.**
$120/yr
Receive up to $10 in out-of-network ATM fee refunds per monthly qualification cycle.
If qualifications are met.
Round-ups
Automatic savings from debit round-ups.
On autopilot
Round every debit purchase up to the next dollar and move the spare change into savings automatically. Set it once and forget it.
1:1 banker
A dedicated banker who knows you.
A real human
A dedicated Wisconsin banker who knows your name and your goals, and actually picks up when you call.
Guidance
Friendly financial guidance, anytime.
Anytime
Mortgages, savings, the big money decisions. Real guidance when you need it, with no chatbots and no runaround.
**APY = Annual Percentage Yield. $50 minimum deposit to open. Monthly Qualifications: 18 debit card purchases post and clear / Direct Deposit, ACH Credit, or Auto ACH payment post and clear / Receive an eStatement. Choose between earning interest or 5.00% cash back on up to $200 in debit card purchases if qualifications are met. If qualifications are met, the interest rate is 4.00% with a 4.07% APY on balances up to $15,000; balances $15,000.01 and over will earn an interest rate of .15% with an APY range of 1.33% – 4.07% APY depending on the account balance, and ATM refunds up to $10.00 per qualification cycle. Limit one Checking Plus account per primary Tax Identification Number (TIN). Rates may change after opening. Rates effective as of 7/27/26. Member FDIC.
A checking account with more
How does Fortifi compare?
 |
Typical Checking |
|
Choose Your Rewards:5% Cash Back** or 4.07% APY** |
 |
Rarely offered |
Monthly maintenance fee |
$0 | $15.65/mo avg* |
Minimum balance required |
$0 | Often required |
ATM fees refunded** |
|
Rarely |
Automatic round-up savings |
|
Varies |
1:1 Wisconsin-based banker |
|
Varies |
$150 new-account bonus* |
|
Varies |
*Average monthly maintenance fee for interest checking accounts, per the Bankrate 2025 checking account survey.
Ready when you are
Switch today, pocket $150*
Start your application online. A banker will help you complete account opening at a branch.
Prefer a real person? Stop by your local branch.
Open a Checking+ Account
Start your Checking+ Account application online by filling in your personal information below. Your personal banker will reach out to you within 1 hour to finalize the details.
Checking+ is a modern everyday checking account, plus:
+ Rewards: Choose between 5% cash back** or 4.07% APY**.
+ Freedom: No minimum balance, no monthly fees.
+ Growth: Optional Round-up Savings to grow your wealth.
+ Cash: ATM refunds up to $10 per month**.
+ Confidence: a 1:1 banker that genuinely cares.
+ Support: Expert guidance when you need it.
Celebrating 150 years of Growin’ Wisconsin together.
For 150 years, our communities have helped Fortifi grow. This year, we’re returning the favor with $150-based specials all year long. Each offer is limited-time, so don’t miss the next celebration.
- New 150th Anniversary specials throughout 2026
- Designed to reward both new and loyal clients
