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Get Mortgage Information & Rates"You have to have people you can trust. Put a good team together that will get behind you and stay there." — Jayme Anderson | President of Capital Stone in Madison, WI
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Learn More About Banking With FortifiChecking+ is a modern everyday checking account, plus:
+ Rewards: Choose between 5% cash back or 4.07% APY***.
+ Freedom: No minimum balance, no monthly fees.
+ Growth: Optional round-up savings to grow your wealth.
+ Cash: ATM refunds up to $10 per month***.
+ Confidence: a 1:1 banker that genuinely cares.
+ Support: Expert guidance when you need it.
*New Client $150 Checking Bonus: Limit one new account per household. Offer applies to Checking Plus Cash, Checking Plus Interest, and Loyalty Plus Checking. To qualify, the account holder must not have had an open Fortifi Bank personal checking account within the past 120 days. A $150 bonus will be deposited into the new checking account within 10 days after the end of the second full statement cycle if all qualifications are met during at least one full monthly statement cycle. Offer effective 1/15/2026 – 2/28/2026. Member FDIC.
**$150 Mortgage Bonus: The $150 mortgage loan bonus is available only for new 1st mortgage purchase loans and new 1st mortgage refinance loans for primary or secondary residences for which a completed application is submitted during the promotional period of 1/15/2026 – 2/28/2026. Applications must be received during the promotional period to qualify. A minimum loan amount of $50,000 is required. To receive the bonus, the borrower must have an active Fortifi Bank consumer checking account at the time of loan closing. The $150 bonus will be paid as a cash deposit into the borrower’s Fortifi Bank checking account within 7 days of loan closing on qualifying loans. The bonus is not applied toward closing costs and will not reduce lender or third-party fees. Third-party fees include, but are not limited to, appraisal fees, title fees, recording fees, taxes, insurance, or other charges assessed by outside providers. Offer is valid for new loan applications only and cannot be combined with any other loan fee waivers, discounts, or promotional offers. All loans are subject to credit approval, verification of information, acceptable collateral valuation, and satisfaction of all underwriting conditions. Property insurance is required; flood insurance may be required if the property is located in a designated flood zone. This offer has no cash value and is non-transferable. Equal Housing Lender. Member FDIC.
***APY = Annual Percentage Yield. $50 minimum deposit to open. Monthly Qualifications: 18 debit card purchases post and clear / Direct Deposit, ACH Credit, or Auto ACH payment post and clear / Receive an eStatement. Choose between earning interest or 5.00% cash back on up to $200 in debit card purchases if qualifications are met. If qualifications are met, the interest rate is 4.00% with a 4.07% APY on balances up to $15,000; balances $15,000.01 and over will earn an interest rate of .15% with an APY range of 1.33% – 4.07% APY depending on the account balance, and ATM refunds up to $10.00 per qualification cycle. Limit one Checking Plus account per primary Tax Identification Number (TIN). Rates may change after opening. Rates effective as of 1/15/2026. Member FDIC.
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