Personal Financial Statement (PFS) A personal financial statement (PFS) outlines an individual’s financial position at a given point in time. It includes general information, such as name and address, as well as a breakdown of total assets and liabilities. Understanding your financial picture helps lenders make informed decisions throughout the lending process. To complete a personal financial statement: Obtain a PFS form from your lender or download it here. Print and fill out the document in full. Mail, fax, or drop the completed form off at your local Fortifi Bank location. Ready to get started? Download a PFS form.