150 years of
Growin’ Wisconsin
And we’re just getting started. To mark the milestone, we’re introducing our Anniversary CD: a strong rate with 150 days of flexibility, built for the way real life actually goes.
4.15%APY*
23-Month CD150 days of flexibility
*APY = Annual Percentage Yield. Some or all of the account balance may be withdrawn without an early withdrawal penalty during the first 150 days after account opening, penalties may be imposed after 150 days. If the account owner has an active Fortifi Bank checking or money market account at the time of CD opening, the minimum deposit is $10,000 to obtain the APY. Otherwise, a minimum deposit of $10,000 in new money is required to qualify. New money means funds not currently on deposit with Fortifi Bank. Fees may reduce earnings. Offer may end at any time. Rates effective as of 4/15/26. Member FDIC.
Why This CD
A rate with room to breathe.
Most CDs ask you to lock your money away and hope life cooperates. Ours does not.
01
4.15% APY*
A competitive anniversary rate on a 23-month term. Locked in at account opening.
02
150 days flexibility
Withdraw some or all without an early withdrawal penalty in your first 150 days.
03
Stays local
Deposits at a community bank become loans for Wisconsin families and small businesses.
Ready When You Are
Let’s start a conversation.
Share a few details and a Fortifi banker will reach out within one business day. No obligation, no credit check — just a real person from Wisconsin walking you through every step.
150+Years serving Wisconsin
9Branches nearby
$250KFDIC insured per depositor
**Estimate only. Figures shown are approximate and for illustration. Actual earnings may vary based on opening date, compounding method, any partial withdrawals during the 150-day flexibility window, and other factors. Interest is compounded daily. 4.15% APY is accurate as of 4/15/2026 and subject to change; offer may end at any time. Member FDIC.
See what you’ll earn.
Enter your deposit amount
Estimated interest earned**
$2,026.32
Approx. total at maturity**
$27,026.32
Rate Comparison
Better rate. Better terms.
The same 23-month term, side by side.
APY · 23-month CD
Fortifi 150th Anniversary CD
4.15% APY
National bank avg (24-mo CD)
1.67% APY
National avg (24-mo CD)
1.46% APY
National avg savings account
0.41% APY
0%2%4%
Sources: Fortifi Bank 150th Anniversary CD, rates effective 4/15/26. National and national-bank 24-month CD averages, FDIC Weekly National Rates and Rate Caps, fdic.gov/resources/bankers/national-rates, published April 2026. National average savings rate per FDIC Weekly National Rates, same source and date. Rates shown for comparison are industry averages and not offers from any specific institution. APY = Annual Percentage Yield.
The rate is only half the story.
What you also get: 150 days of penalty-free withdrawals, a banker by name, and deposits that stay in Wisconsin.
- 150 days of penalty-free withdrawals
- A banker by name, at a branch near you
- Deposits that stay in Wisconsin
- Community-owned since 1876
Common Questions
What you’ll want to know.
What’s the minimum deposit?
$10,000. With an active Fortifi checking or money market account, $10,000 qualifies. Otherwise, $10,000 in new money is required. New money means funds not currently on deposit with Fortifi Bank.
How does the 150 days of flexibility work?
Some or all of the account balance may be withdrawn without an early withdrawal penalty during the first 150 days after account opening. Penalties may be imposed after 150 days.
Is my money insured?
Yes. Fortifi Bank is a Member FDIC institution. Each depositor is insured to at least $250,000 through the FDIC.
How long is the rate available?
Rates are effective as of 4/15/26. The offer may end at any time. Request a callback or stop by any branch to lock in today’s rate.
Can I open one for a business or trust?
Yes. Business, personal, and trust-titled accounts are eligible. Talk to your banker at any of our nine Wisconsin branches, or call 855.876.1500.
What happens at maturity?
At 23 months your CD auto renews to a 24 month CD. You’ll have a grace period to withdraw funds, roll into another CD term, or move to another Fortifi account.
A Century & a Half
Fifteen decades,
same community.
1876
Founded as First Nat’l Bank of Berlin, Wisconsin.
1920s
Through the Depression, our doors stayed open.
1978
First expansion into the broader Green Lake region.
2010s
Rebranded as Fortifi Bank. Nine Wisconsin locations.
2026
150 years in. Still independent. Still community-owned.
Ready to lock in 4.15% APY?
Reach out today. A Fortifi banker will guide you through every step.
